Home goods
Earn 2X points at Lowe's, Home Depot, IKEA, Wayfair, Amazon, Costco, and more.
Mortgage payments
Earn 1X points on your monthly mortgage payments, up to 100,000 points per year, then 0.5X points, up to a total of 150,000 points per year.
2X value on new loans
Redeem points at a 2X value toward closing costs on your next purchase loan, refinance, or HELOC.